Earlier this year, while busy arranging my new house at Kin**t, my friends recommends me to bought this new apartment at Bangi. Its called Pangsapuri Melor Located at Seksyen 5 Bangi. Selangor. One thing this property came to my attention is because it only priced RM112K for a 3B2bath (approx. 700sqft).
After the price suited my current financial ability, my next step is to do some research. As for me which far far away from Bangi, my definite source are from some local and famous property bloggers. Here a the link for all those blogs which put their reviews and sharing about this property.
http://www.propertywaltz.com/2012/05/kontroversi-booking-pangsapuri-melor.html
http://syahproperty.blogspot.com/2012/08/pangsapuri-melor-sec-5-bandar-baru-bangi.html
http://www.matjoe.com/2012/08/pangsapuri-melor-bangi.html
http://nurynsophea.blogspot.com/2012/04/pangsapuri-melor-bangi.html
http://first-step-property.blogspot.com/2012/05/review-pangsapuri-melor-sek-5-bangi.html
http://zamjoe.blogspot.com/2012/04/pangsapuri-melor-seksyen-5-bangi.html
Feeling satisfied with all the information I had plus info from my friend who had bought it, I decided to buy 1 unit of this property. I've contacted the developer to enquire whether any units left as from what I read from the blogs, it weren't easy to get as it got long queue. CT who entertained my calls gave me basic info on this property and one things make me feel no hope of getting this property is there's about 200+ people queuing for all the lots available. So hoping for the best, I'd joined the que.
One week later, CT called me and tell me that whether I still interested on this property. Without any second thought, I confirmed my interest. CT informed me that I got 2 units to choose which is on level 7 or level 9. So I choose level 7 which I think a lucky number for me.
So the necessary payment * has been made and all the paperwork completed which took about 5 month to complete all the paperwork, dealing with developer, lawyer, banks etc... here's comes my 2nd long-term obligation after my first house at Sabah.
| 90% Property Price | RM100,800.00 |
MRTT
|
RM 2,522.00 |
| Total Financing | RM 103,322.00 |
| Monthly Installment | RM 601.56 |
| Loan Tenure : | 25 years ( 300 months) |
* here are the necessary payment that I made throughout the process;
| DETAILS | AMOUNT | AMOUNT | |
| 10% Downpayment | Property | RM 6,200.00 | |
| Renovation | RM 1,500.00 | RM 7,700.00 | |
| S&P Agreement | Stamp Duty | RM 1,240.00 | |
| Lawyer | RM 149.20 | RM 1,400.00 | |
| Loan Agreement | Stamp Duty | RM 520.00 | |
| Lawyer | RM 1,680.00 | RM 2,200.00 | |
| Others | Courier, call, etc | RM 100.00 | |
| RM 11,400.00 | |||
For a property cost RM112K, we need to prepare about 10% of its amount. Imagine if property cost 300k or 400k, how much initial capital we have to prepare.??
For those property experts and experienced home buyer, I bet they have a very clever way on settling the initial capital.
Ooh! here's a thing that's excites me most while browsing at Mudah.com, http://www.mudah.my/Apartment+Melor+Sek+5+Tambahan+Bandar+Baru+Bangi-23124013.htm.
To double check, i'll try to browse for another at Google and I found this; http://christyloh.iagent.my/default.aspx?p=ShowListing&pid=2156365
From 112K to 200K++?? The property not even completed yet and the price already doubled?? The positive side, I already gain here but on the negative side, it's become expensive to own a property now. Hmm....
xoxo.
For those property experts and experienced home buyer, I bet they have a very clever way on settling the initial capital.
Ooh! here's a thing that's excites me most while browsing at Mudah.com, http://www.mudah.my/Apartment+Melor+Sek+5+Tambahan+Bandar+Baru+Bangi-23124013.htm.
To double check, i'll try to browse for another at Google and I found this; http://christyloh.iagent.my/default.aspx?p=ShowListing&pid=2156365
From 112K to 200K++?? The property not even completed yet and the price already doubled?? The positive side, I already gain here but on the negative side, it's become expensive to own a property now. Hmm....
xoxo.
